money tools

Explore Your Money.
Understand the Numbers.

Use simple educational calculators to explore your cash flow, savings, debt, growth, retirement and protection needs.

Start with the area you want to understand today. You can return anytime to explore another part of your financial picture.

Free educational tools • No account required • Calculator entries are not stored

EXPLORE BY CATEGORY

everyday money

Understand Your Financial Foundation

Start with the money coming in, going out, what you own and owe, and the savings available for unexpected expenses.

CASH FLOW

Budget & Cash Flow Calculator

See how household income, expenses, savings and investing affect what may remain each month.

EMERGENCY SAVINGS

Emergency Fund Calculator

Estimate an emergency savings target based on essential household expenses and see how much of that target is already funded.

FINANCIAL POSITION

Household Net Worth Calculator

Compare household assets and liabilities and explore how your financial position may change over time.

debt & repayment

Understand What It May Take to Become Debt-Free

Explore how balances, interest rates and monthly payments can affect repayment time and estimated interest costs.

CREDIT CARD

Credit Card Payoff Calculator

Explore how changing a monthly payment may affect the time and estimated interest required to repay one credit-card balance.

MULTIPLE DEBTS

Debt Payoff Calculator

Compare multiple debts and explore how redirecting freed-up payments may affect total payoff time and estimated interest.

saving & growth

Turn Today's Savings Into Future Possibilities

Explore how goals, contributions, time and assumed growth can affect future savings.

SAVING

Savings Goal Calculator

Start with a future goal and estimate the regular contribution that may help work toward it.

GROWTH

Compound Growth Calculator

Explore how a starting amount, regular contributions, time and an assumed rate of return may affect future value.

future & protection

Prepare for What Comes Next

Explore retirement preparation and financial protection needs as part of your longer-term financial picture.

RETIREMENT

Retirement Savings Calculator

Explore how savings, contributions, time, inflation and assumed returns may affect retirement preparation.

PROTECTION

Retirement Savings Calculator

Explore financial obligations, income needs, family priorities and existing resources to identify an illustrative protection gap.

not sure where to start

Look at the Bigger Picture

Each calculator explores one part of your finances. Your financial wellness connects cash flow, saving, debt, protection, growth and future planning.

important-information

Important Information About These Tools

Financial Outlet Builders' Money Tools are provided for general educational purposes. Calculator results are hypothetical illustrations based on the information and assumptions entered. They are not predictions, guarantees, product recommendations, or individualized financial, investment, insurance, tax, accounting or legal advice.

Actual outcomes may differ because of interest rates, investment returns, inflation, taxes, fees, product terms, contribution changes, withdrawals, personal circumstances and other factors. Review the assumptions and important information provided with each calculator before using its results.

Your calculator entries are processed in your browser and are not intended to be stored by these tools.

more to come

More Educational Tools Are Being Developed

We are continuing to expand our Money Tools to help people explore additional areas of everyday financial planning.

Mortgage

Purchasing Power

Education Savings